Medical Wig Insurance Coverage | How to Get Your Medical Wig Covered by Insurance

Insurance Companies That Typically Cover Medical Wigs

We've successfully helped clients get reimbursed from:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • UnitedHealthcare
  • Medicare & Medicaid
  • Humana
  • Kaiser Permanente
  • Veterans Affairs (VA)
  • TRICARE
  • And many more regional insurers

Coverage varies by individual plan. We recommend calling your insurance company's customer service number (on the back of your card) to verify your specific benefits.

We're Here to Help

Getting insurance coverage shouldn't add to your stress. Our team has helped hundreds of women successfully navigate the medical wig reimbursement process.

We provide: ✓ Detailed itemized invoices ready for insurance submission
✓ Guidance on what documentation you need
✓ Sample letters for insurance appeals
✓ One-on-one support throughout the process
✓ Fast turnaround on paperwork requests

Schedule Your Free Insurance Consultation

Questions about your coverage? Contact us, we're happy to help!

How to Get Your Medical Wig Covered by Insurance

Get reimbursed for your cranial prosthesis

Dealing with hair loss is hard enough without the stress of insurance paperwork. At Her Signature Wigs, we simplify the medical wig reimbursement process so you can focus on what matters most - your health and confidence.

Most insurance plans cover medical wigs as cranial prostheses. Let us show you exactly how to maximize your benefits.

Book Your Free Consultation

Does Insurance Cover Medical Wigs?

Yes - when prescribed as a "cranial prosthesis."

Many insurance companies, including Medicare, Medicaid, and most private insurers, provide coverage for wigs when they're medically necessary due to:

  • Chemotherapy treatment for cancer
  • Alopecia (complete or partial hair loss)
  • Medical conditions causing permanent hair loss
  • Burns or trauma affecting the scalp
  • Radiation therapy side effects

Coverage typically ranges from 80% to 100%, depending on your specific insurance plan and policy benefits.

keep everythingelse, but the paper is a large prescription, filled with blurred text except "cranial Prosthesis" and the checkmark, that is the focal point

4 Simple Steps to Get Your Medical Wig Reimbursed

Step 1: Get Your Doctor's Prescription

Pro tip: Request a prescription of medical necessity using the term "cranial prosthesis".

Step 2: Verify Coverage

Contact your insurance company to confirm your benefits.

Step 3: Choose Your Wig

Explore our medical - grade wigs designed specifically for medical hair loss. Our experts will help you find the perfect match for your:

  • Natural hair color and texture
  • Face shape and skin tone
  • Lifestyle and comfort needs
  • Budget and insurance coverage

After your selection, we'll provide a detailed itemized invoice.

Step 4: Submit Your Claim

With the prescription and invoice in hand, you can send a claim to your insurance company.

Pro tip: Submit all documents, the itemized receipts, prescription, and anything else your insurance company asks for. (Reimbursement amount may vary depending on your insurance plan and coverage)

Step 5: Receive Reimbursement

Timeline: Most insurance companies process medical wig claims within 2-6 weeks.

Reimbursement methods:

  • Direct deposit to your bank account
  • Check mailed to your address
  • Credit to your medical spending account
Book your insurance consultation

FAQ: About Insurance Coverage

A: Most plans cover human hair wigs as they're considered more medically appropriate for sensitive scalps. Check your specific policy.

A: Typically once every 1-2 years, depending on your insurance plan. Some allow replacements sooner if medically necessary.

Don't give up! Many denials are overturned on appeal.

Yes! Cranial prostheses qualify as medical expenses for Health Savings Accounts and Flexible Spending Accounts.